What to Do After a Truck Accident in Texas

Getting into any traffic crash can be frightening, but when a large truck is involved, the impact can be life-changing. Big trucks are heavy, often carrying tons of cargo, which makes collisions more serious than a typical car accident.

In 2023, Texas recorded 730 fatalities from large truck crashes, the highest of any state in the country. Recent statistics also reveal that Texas continues to rank among the states with the highest number of truck-related accidents year after year.

Whether it’s a minor collision or a major highway crash, knowing what to do after a truck accident in Texas can help protect your rights, your health, and your chances of getting fair compensation.

This guide breaks down the process in plain language, step by step, so you know which actions matter most after a Texas truck crash.

1. Check for Injuries and Call 911 Immediately

Your safety and the safety of others are the top priority. Even if the crash seems minor, injuries can be more serious than they appear at first. Truck accidents often cause hidden injuries like internal bleeding, neck and back trauma, or concussions.

1. Call 911 immediately so emergency responders and police can arrive at the scene.
2. If you or anyone else is hurt, don’t try to move unless it’s necessary to avoid danger.
3. If you’re able, check on others involved, but do not admit fault or argue with anyone.

A police report may play a key role later on when filing insurance claims or pursuing a lawsuit related to the truck accident.

2. Move to Safety If You Can

If your vehicle is in the way of traffic and it’s safe to do so, carefully move it to the side of the road and switch on your hazard lights to notify other drivers. If moving isn’t an option, stay inside the car with your seatbelt on and wait for help to arrive.

3. Exchange Information — But Keep It Simple

After making sure everyone is safe, exchange basic information with the truck driver, eye-witnesses and any other parties involved:

1. Name, address, and contact information
2. Insurance company and policy number
3. Driver’s license number
4. License plate and truck registration number
5. Trucking company name (if applicable)

Avoid discussing fault or liability in small talk. Even a simple statement like “I’m sorry” could be misunderstood later.

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4. Document the Scene Carefully

Truck accident cases often depend on the strength of the evidence. If you’re physically able, collect as much information as possible before leaving the scene.

Take clear photos or videos of:

1. The damage to all vehicles involved
2. Skid marks, road signs, or debris on the road
3. The truck’s company logo, license plate, and DOT number
4. Weather and traffic conditions

If there were witnesses, ask for their names and contact details. These statements can help your case later if there’s a dispute about who caused the crash.

5. Get Medical Attention — Even If You Feel Fine

Many injuries from truck crashes don’t become apparent immediately. Adrenaline can hide pain for hours or even days. Seeing a doctor as soon as possible helps protect your well-being and creates a medical record, which can be essential when filing truck accident claims or pursuing compensation.

If you delay treatment, the insurance company may argue that your injuries aren’t connected to the crash.

6. Report the Accident

In Texas, accidents that result in injury, death, or property damage exceeding $1,000 must be reported to law enforcement. Usually, if the police respond to the scene, they’ll handle the report.

You may also need to report the crash to your insurance company within a specified time frame. Each policy is unique, but waiting too long can negatively impact your claim. It’s wise to ask your insurer, “How long do I have to report an insurance claim?” to avoid losing coverage.

7. Be Careful When Speaking to Insurance Companies

After a Texas truck accident, you may get calls from insurance adjusters representing the trucking company or its insurer. Their job is to minimise payouts, not to protect you.

1. Don’t give a recorded statement without legal advice.
2. Stick to basic facts, like time and location.
3. Don’t discuss injuries or accept any settlement right away.

Even if they sound friendly, their interests are not the same as yours. Once you accept a low settlement, you may not be able to ask for more later—even if your medical bills increase.

8. Talk to an Experienced Truck Accident Attorney

Truck accidents differ significantly from regular car crashes. There may be multiple parties involved: the truck driver, the trucking company, a cargo loader, or even a maintenance provider. Figuring out who is liable in a truck accident can be complex.

This is why many people turn to a truck accident lawyer in Texas for help. A skilled attorney can:

1. Investigate the cause of the crash
2. Gather evidence from logbooks, black boxes, and company records
3. Handle negotiations with insurers
4. Explain “how long does a truck accident lawsuit take“, and what to expect
5. Fight for fair compensation through settlement or trial.

Choosing the right lawyer can make a big difference. Some victims look for the best Texas 18-wheeler accident lawyer to handle high-stakes claims.

9. Understand the Legal Timeline

In most cases, the statute of limitations decides how long after an accident you have to submit a claim. In Texas, the deadline to initiate a personal injury claim is usually two years from the date of the accident.

Other deadlines may apply to insurance claims. If you miss these, you could lose your right to recover damages. That’s why acting quickly matters—especially when dealing with truck accident insurance claim paperwork and legal steps.

While trying to beat the statute of limitations, don’t rush into a settlement!

After a major crash, bills can accumulate quickly. It becomes tempting to accept the first settlement offer, but that’s often a mistake. Insurance companies may attempt to settle quickly for less than what your case is truly worth.

Working with a Texas truck accident attorney can help ensure you don’t settle for less than you deserve.

10. Keep Detailed Records

Truck accident cases often involve large settlements, but they also require solid proof. Keep everything related to the accident organised in one place:

1. Medical records and bills
2. Photos and videos from the crash scene
3. Police reports
4. Correspondence with insurance companies
5. Receipts for car repairs, towing, or rental cars

These records help your attorney build a strong case and can influence the outcome of truck accident lawsuit settlements.

11. Take Care of Your Mental and Physical Recovery

Truck accidents don’t just leave physical injuries—they can also cause emotional stress and trauma. Don’t ignore how you feel mentally and emotionally. Seeking therapy, relying on loved ones, or joining support groups can help you heal.

Stay Off Social Media About the Crash!

It may seem harmless to post about your accident online, but anything you share could be used against you. Insurance companies and defence lawyers often look at social media to find ways to minimise claims. It’s best to avoid posting details or photos about your injuries, activities, or the crash itself.

12. Be Prepared for the Legal Process

Filing a claim after a truck crash can be a time-consuming process. Some cases settle within months, while others may take longer—especially when serious injuries or disputed fault are involved. Knowing how long a truck accident lawsuit takes can help set realistic expectations.

If your case does go to court, your attorney will guide you through each step: discovery, negotiation, and possibly trial. Many cases are resolved through truck accident lawsuit settlements without ever going to trial.

Conclusion

Truck accident cases can suddenly disrupt your life, but your actions in the subsequent hours, days, and weeks are crucial for safeguarding your rights and obtaining fair compensation.

Start with safety, gather solid evidence, seek medical attention, and consult with a trusted and reliable truck accident lawyer. The right legal guidance can alleviate the stress of dealing with trucking companies and insurance adjusters, allowing you to focus on your recovery.

FAQs on What to Do After a Truck Accident in Texas

James David

James David is a researcher focused on Texas transportation safety and consumer rights.

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